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Gentle Roof Cleaning Methods – Solving The Confusion Over The Best and Worst

Rooftop cleaning is an exceptionally confounding subject for most mortgage holders. Ask ten distinctive rooftop cleaning organizations and find ten unique solutions with regards to

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What Is Commercial Roofing?

Business material is a particular sort that is introduced on business structures or modern estimated structures. Business material tasks require additional time, greater expenses, and

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How a Good Plumber and Regular Plumbing Services Can Prevent Mold

Plumbing is a significant part of keeping up your home. It is a great idea to have a handyman come in and review every year,

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Tax Tips For Primary Producers

Producers in Australia are people who produce goods for sales, such as livestock farmers and orchardists.

These types of producers need to be aware of the common tax advice which should help them manage their financials throughout the year to maximise their business’ productivity.

To deeply know more about what is a primary producer, just click it. 

Agribusiness | AFS & Associates Accountants Bendigo

Tax Tips For Primary Producers

1.) RECORD ALL EXPENSES

Keep records of all expenses that you incur during your day-to-day operations. This can include items such as food and drink for staff events, fuel, vehicle costs and work attire.

Make sure to record every single expense so you have a good understanding of where your money has been going.

If possible, try to separate these expenses into sections so anything similar goes under a specific heading, such as vehicle expenses or tools and equipment.

2.) GET A BASIC BUSINESS BANK ACCOUNT

Most primary producers run a business account to manage their everyday financials, however, it is important to also have a basic business bank account for any other transactions that you may need to make.

This will save time and effort when balancing your accounts at the end of the financial year as you won’t have transactions from both accounts getting mixed up.

3.) RECORD ALL INCOME FROM SELLING PRODUCTS OR SERVICES

Vehicle sales should go under the section labelled ‘trade sales’ in your business bank account. If selling livestock or produce, this income’s should be recorded in the appropriate section on your business bank account.

4.) RECORD ALL EXPENSES THAT YOU BEGIN TO CARRY OUT IN THE YEAR BEFORE YOU DESIRE THEM TO BE LISTED AS DEDUCTIONS

A common mistake many primary producers make in regards to expenses is forgetting they carry out certain actions before the end of their financial year and only listing the expense come tax time, when in fact they should be listed under a separate heading at the end the financial year. 

These types of expenses go under ‘previous expenses’. Make sure you keep every receipt for everything you intend on claiming as a deduction in case your business tax advisor asks to see them.

5.) MAKE A NOTE OF ALL DEPOSITS MADE BEFORE THE 30TH OF SEPTEMBER

Make a note of every deposit you make before the end of September so your accountant can credit these to your annual expenses. This will ensure you aren’t taxed on any deposits, as they could be considered income if not recorded beforehand.

6.) RECORD ALL ITEMS YOU PURCHASED FOR DIVIDENDS AS ‘TRADE 

Any items that you purchased with the intention of re-selling or renting out should be included in this section.

Purchasing an item for personal use and later selling it is still seen as taxable income, however, if you purchase an item specifically for business purposes, make sure to file it under here under ‘trade equipment’.

7.) RECORD ALL INTEREST AND DIVIDEND INCOME AS ‘DIVIDENDS’ IN A BUSINESS BANK ACCOUNT

Interest and dividend income go under this section, as do any dividends received from other businesses. These types of income should always be recorded in the ‘income from portfolio’ section on your business bank account.

This is to ensure that it is not treated as a dividend and you are taxed at the lower rate of 15%.

8.) DONATE ANY USED GOODS OR UNWANTED ITEMS TO CHARITIES (INCREASES DEDUCTIBLE EXPENSES)

If there are any items that you no longer need or you could donate to charity, consider giving them to a good cause. This will be an instant tax deduction as long as you have proof of the donation.

It is advised that you keep written records of all donations, along with receipts from the charity or other third party which shows what was donated and how much it was worth.

9.) GET ANY DIESEL FILTERS CHANGED AS SOON AS POSSIBLE TO BE LISTED AS A DEDUCTION

The cheapest time for businesses to get their diesel filters changed is before 1st July, however, this depends on how much your business spends on diesel during the year, so if you can afford it, getting them changed earlier than that can still benefit you come tax time.

Make sure though that you keep your receipts for this type of expense in case you need them to show proof.

10.) MAKE A NOTE OF ALL INTERNAL LEASING ARRANGEMENTS

If you have any equipment that has been leased either internally or externally, make a note of these arrangements under the ‘other’ section on your business bank account.

This will ensure that the right amount of money is transferred into the correct tax report at the end of the financial year.

11.) DON’T FORGET TO CLAIM ANY GIFT CARDS CREDITED TO YOUR BUSINESS AS A DEDUCTION

If you’ve received gift cards that can be used as vouchers, credit them to your business and treat them like cash. This means you can claim them as a deduction, however, make sure to keep records of these in case your tax advisor asks to see them.

12.) KEEP RECORDS OF ALL BUSINESS EXPENSES AND OTHERS UNDER ‘OTHER’ IN YOUR BUSINESS BANK ACCOUNT

If any expenses don’t fall under any of the other categories, consider listing them here under ‘other’.

The chances are that the majority of your deductions will be listed either under previous expenses or business expenses, but by keeping all receipts together in this section any unexpected deductions will be easily accessible should they be needed at a later date throughout the year.

13.) USE A TAX PREPARER EVERY YEAR AS THEY CAN SPOT TRENDS IN YOUR BUSINESS TO IMPROVE

If you haven’t done so already, consider using a tax preparer as they can help to improve your business’ performance significantly.

By showing them your business over a few years and asking for their opinion and advice, they should be able to spot any trends or mistakes that you may be making which could easily be fixed with just a few adjustments here and there.

Using them every year will ensure that you aren’t caught out by the end of the financial year when it comes time to process your tax return.

14.) KEEP ALL FINANCIAL RECORDS FOR 7 YEARS

All records, receipts and other important pieces of information should be kept for at least seven years from the date they were created. This is so that if any discrepancies come up or your accountants request to see them, you have enough time to provide this information as needed during tax time.

Keeping all financial records organized is key to having a good system in place – it allows you – and those who are helping you – to keep track of everything more easily.

15.) ASK YOUR ACCOUNTANT TO CLAIM ALL AGE PENSION CREDITS FROM THE ATO FOR YOU

The Age Pension can be a valuable source of income but it is important to know how it works. The Age Pension is a payment made by the government for those over the age of 65 who meet certain eligibility requirements.

It is intended to support you in your retirement, but many people are unaware of how this pension operates.

There are two types of Age Pension: the aged pension and the disability support pension (DSP). You can claim both pensions at once or one of them at a time depending on whether you qualify for each of these pensions specifically.

However, there are differences between both of these pensions that must be understood before you can make an informed choice about which one you should claim.

 

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Things To Consider Before Hiring A Tiler

There are so many reasons to be proud of your new tiled floors; they’re attractive, easy to clean and last for years without major upkeep. Despite all the benefits of tiles, homeowners need to consider each step of the tile installation process carefully. Read more for additional knowledge. 

Two Tilers At Industrial Floor Tiling Renovation Stock Photo, Picture And Royalty Free Image. Image 15973849.

Here are some things you should consider before hiring a tiler.

1. Tile Measurements

One of the most important measurements you’ll need before hiring a tiler is how many square meters (or square feet) of tile will be needed for your project.

The more exact this measurement is, the easier it will be for your contractor to plan and order materials in time for installation.

Tiling professionals often use an online calculator that takes into account individual measurements, ceiling height and other factors to determine how many square meters you’ll need.

2. Tile Type and Style

Your choice in tile type and style will be the most important factor when selecting a contractor for your tiling job, as it determines exactly what tools and materials will be required to complete the installation. Most tiles come in two varieties: porcelain and ceramic.

The former is much harder than the latter, which makes it more difficult to cut but also less likely to break under regular use (e.g., walking).

Ceramic tiles are therefore easier to work with when creating floor patterns, while porcelain tiles are better for walls due to their increased strength. Your contractor should know the pros and cons of both tile types so that you can get the best out of your flooring.

3. The Layout

When hiring a contractor, it’s also important to consider the layout of your home and where you plan on putting down tile.

For example, if there are stairs in the path that needs to be tiled over, you should make sure your contractor can easily accommodate this into their design or know how to lay tiles safely over stairs.

Another thing to consider is whether all doors will be closed during installation; if they’ll need to remain open for long periods, it might get dangerous for both them and any people passing through the area.

Hire someone who knows how to work around these difficulties so that no one gets hurt during installation.

4 Flooring Style

It’s also important to consider the style of flooring you want. For example, if your home is already decorated in a modern theme, then old-fashioned Victorian tiles probably won’t look right.

Tile professionals should also know which types of tile can be installed directly onto existing floors without an underlay, as this significantly changes how the tiles need to be laid out and may require more materials for installation (e.g., different grout).

The design and layout of your tiled floor will be one of the most important factors when hiring a contractor; it’s what determines exactly how many square meters you’ll need and what sort of tools they’ll use to install them.

Make sure you hire someone who understands the type and style of tile you want, knows about any obstacles that may need to be overcome and has a proven track record of working with different layouts.

Only then can you ensure your tiled floors will look great for years to come!

Tiles are durable, aesthetically-pleasing flooring options that can stand the test of time if installed correctly. Before hiring a tiler, make sure you know exactly how many square meters will be needed for your project and what type of tile you want them to work with.

Discuss any obstacles that may need to be dealt with during installation beforehand, as well as whether all doors will remain open during installation.

These considerations will help you determine which professional is best suited for your job!

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How to Become an Accountant

Every business needs to keep track of its finances, and who better to do it than a professional accountant? These professionals are skilled in everything from payroll processing to profit-loss statements. If you’re interested in becoming an accountant, what can you do to get started?

person using MacBook Pro

There are several steps that you’ll need to take before you become an accountant. Of course, there is no one right way to do any of these things – some people will take more or less time while others will decide upon a different path altogether. However, the following list should be a good starting point for anyone looking into accounting as a profession:

1. Identify your area(s) of expertise

One of the first tasks on your journey towards becoming an accountant is to gain knowledge about the industry. You’ll need to know what accountants do and how you can become one. What are some of the common responsibilities an accountant has? What is your typical day like as an accountant? Are there different areas of accounting that you can specialize in e.g. auditing, inventory, etc.?

2. Get into accounting school

Most employers will require at least a bachelor’s degree (and sometimes higher) for positions as an accountant or auditor. Getting into graduate school may be necessary if you want to further specialize in this profession; it’s also often required before you’re allowed to sit for certification exams such as the CPA exam. Find out more about programs offered by colleges and universities near you – these are crucial steps on your way towards becoming an accountant.

3. Work in public accounting

If you want to become a Certified Public Accountant (CPA), getting some experience working in the industry is crucial. It’s usually recommended that you get this experience while you’re still in school – internships are very valuable for anyone wishing to enter this field of work. Other than the academic growth that will occur during these periods, it can also be helpful when applying for jobs after graduation or completing an internship report for university credit.

4. Obtain professional certification(s)

There are two major professional accounting certificates available: the Certified Public Accountant (CPA) and the Chartered Accountant (CA). Most states require CPAs to obtain licensure before they can legally provide services to clients or otherwise practice public accounting. However, in some countries (e.g. Canada) this is not the case – it also varies by the state when it comes to CA certification eligibility.

5. Consider becoming a certified fraud examiner (CFE)

The Association of Certified Fraud Examiners is an international organization that offers different levels of expertise in this profession: members are certified as Certified Fraud Examiner (CFE), Certified in Financial Forensics (CFF), Certified Forensic Accounting Professional (CFAP) and/or Certified in Business Valuation (CBV).

6. Study for professional examinations

Before you become an accountant, there are several exams that you need to take to obtain certification. The exams that you need to take vary by country, state or province and also by professional accounting organization (or lack thereof). Some of the common exams include the Uniform Certified Public Accountant Examination (CPA exam), Chartered Accountant Australia/Canada finalist level exams, the CMA (Certified Management Accountant) Exam, etc.

7. Get your license(s)

As an accountant, you may be required to obtain licensure to legally operate within certain jurisdictions. It will depend on your geographical location – if you’re unsure about licensing requirements in your area, speak with a local business owner who is already working as an accountant. Everyone will have different advice for you; see what applies best for your specific situation.

8. Obtain professional liability insurance

As an accountant, there’s always the risk of legal action against you and your organization. Malpractice can occur when performing one’s duties negligently or irresponsibly. As such, to protect yourself and your company (if you work in a team environment), you need to obtain professional liability insurance; it may also be required by state regulation for many types of businesses that offer financial services (e.g. stock brokering).    

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The Ultimate Guide To Myanmar Collection

Myanmar is actually fashionable. It actually is the centre of Southeast Asia and it has a flourishing fashion scene in spite of being under-the-radar in Western countries. The country provides an interesting cultural mix, as Myanmar is really a Buddhist country, but it has been ruled under colonial British rule and the malaise of local isolationism for over 50 years, which means Myanmar is also somewhat westernized. Myanmar’s ethnic minority groups have different cultural attitudes than Myanmar’s Burman majority.

Ethnic minority Myanmar women and Myanmar men dress more creatively than Myanmar nationals. Myanmar is a less-expensive place to buy Myanmar fashion Myanmar clothes Myanmar Fashion Burma, so not only are these Myanmar Collections really trendy, but they are also super affordable!

5 Ultimate Guide To Myanmar Collection

One of the most thrilling things that you can do when travelling Myanmar is visiting Myanmar collections. Myanmar collects a lot of different artifacts from Buddha statues, to swords and guns used during colonial times. In this Myanmar collections list, we’ll take a look at some of the most popular Myanmar collections that tourists usually visit.

1. Myanmar National Museum

You can’t go through the Myanmar tour list without visiting Myanmar’s national museum. Myanmar National Museum is a place where you’ll be able to see over 30,000 objects from different archaeological sites around Myanmar. You’ll also get to see exhibitions from countries all over the world. Myanmar National Museum is a place that everybody should visit.

2. Myanmar Ceramic Centre

One of Myanmar’s most prosperous industries is their ceramic industry, and Myanmar Ceramic Centre is a great way to take a peek into Myanmar’s history through their ceramics. Myanmar Ceramic Centre has over 200 different displays from all across Myanmar, and Myanmar’s different cultures. Myanmar’s ceramic industry is a Myanmar collection that you can’t miss out on.

3. Bogyoke Aung San Market

Bogyoke Aung San Market is the perfect Myanmar crafts shopping center, where you’ll be able to see Myanmar collectibles from not just Myanmar but also from other countries as well. Myanmar Bogyoke Aung San Market is a Myanmar collectibles market that you’ll be able to get your Myanmar crafts and Myanmar souvenirs from.

4. Mandalay Arts and Antiques

If you want to see Myanmar’s arts and antiques, Myanmar Mandalay Arts and Antiques is the best place to go where you can see Myanmar’s different antiques, Myanmar art pieces that are made out of jade and gold. Myanmar Mandalay Arts and Antiques is one Myanmar collectible place that you can’t miss out on.

5. Mahamuni Pagoda Myanmar Collection

You cannot visit Myanmar without paying a visit to the Mahamuni Pagoda Myanmar collection where you’ll Myanmar collectibles that are Myanmar antiques. The Myanmar Mahamuni Pagoda Myanmar Collection is one Myanmar tourist destination that you can’t miss out on while visiting Myanmar.

That’s the end of our Myanmar collections list, hope you enjoyed reading it!

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What To Look For In An Arborist

You’ve got trees in your yard who need some care, and you want to make sure they get the best care possible. You don’t know what to look for when hiring an arborist (someone who takes care of trees) so this article is here to help!

  1. Education– What type of education does your arborist have? Do they understand the biology behind trees and their pests/diseases? Their degree should be in an appropriate field for this.
  1. Experience How long has your arborist been practising in general, not just how long have they worked for you? If they’ve only worked here a couple of months, experience may be lacking in some areas.

  2. Certification – Make sure to look into the certifications held by your candidate, particularly if important species of trees are at risk. Are you hiring someone who is certified in pesticide application (a common service) or do they also hold certification in chemical injection (needed when there aren’t any other options)? Ask if they hold any other certifications, like the ISA International Certification which is widely recognized by urban foresters.

  3. Insurance – What insurance does your arborist carry? Are you covered under that policy in case anything were to happen? It’s important to make sure everyone is protected (you, your property, and most importantly, your trees).

 

  1. Reputation – Ask around about whether or not people are satisfied with the work of your candidate. If they receive complaints regularly, it may be time to look elsewhere for an arborist. Otherwise, try using what you’ve learned so far to determine how suited they are for the job!

 

  1.   References – Ask for references from previous jobs so you can call someone who has hired your candidate to find out what they’re like. It’s also a good idea to ask them what they think of your candidate as well so you know how reliable their opinion is!

 

  1. Willingness to Plan – Make sure that your arborist will be willing and able to plan out a schedule with you for future tree maintenance, or if it would be better for them to stick around and monitor the trees’ health every few months/years instead of routinely treating everything.

    The main goals here are 1) To save money and 2) To make sure the specific needs of each tree are taken into consideration (rather than automatically doing things that may not be best for the trees).

 

  1. Ability to Communicate Well – There are numerous reasons why this is important, one of them being that it’s very important to establish a good line of communication between you and your arborist so you both know what’s going on at all times! Another example could be during an emergency where there is a risk of damage or death to the trees in question, so knowledge about these trees needs to be shared.

 

  1. Trustworthy – Are your candidate’s attitudes towards safety suitable? Do they take excessive risks which should not be taken under any circumstances? This may cause accidents that leave people injured or even dead (such as when using pesticides/chemicals), damage property, etc., so it is important to look into this before you choose whether or not they are trustworthy.
  2. Price – Last but not least, the last thing you want is for your trees to be neglected because of the high cost! Take what you’ve learned here and make sure to find out about the prices which will be charged before hiring them, talking with them about any possible discounts, etc., so that money isn’t an issue between you two if it’s something which concerns you.

By now, hopefully, you know what to look for in an arborist! With all that said, now is the time to visit website for your candidate to prove themselves. Do they have all of the qualifications listed above? If so, then go ahead and hire them!

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